When an earthquake strikes Two Harts Ranch, it shakes the life of Annie Lane along with Cord Westbrook, who has been working as a cowboy on Annie's family's ranch in anticipation of purchasing his own. The only thing delaying his plan is the deep attraction he feels toward Annie, a widow with a child and an established life as a teacher at the Hart School for Orphans. Unfortunately for Cord, she seems determined to avoid romance.

The aftermath of the earthquake reveals that prized artifacts from the long-sought MacKenzie treasure have been stolen from the ranch. But the return of the MacKenzie family to Two Harts soon has everyone focused on what other precious finds might await at the end of the legendary two-part map. As Cord, Annie, and the MacKenzies set out in search of riches, they face dangers more perilous than earthquakes. With gold in their sights and love within reach, Cord and Annie realize that some treasures may fade, but true riches are far more valuable than earthly goods.

This riveting conclusion to Mary Connealy's Golden State Treasure series is a rousing California wilderness adventure filled with danger, deception, and second chances.