This book was written with the inspiration of God in dealing with credit in the bank and seeing many clients that would like to acquire credit and was not able to, due to the factors discussed in this book or series. Many could not, because of no established credit, not so good credit or other known factors. I did not want to see clients or an individual not able to get the credit they needed to get a home loan or a car loan or things of value and need; in the time they needed it.

Many times, if you don't know what's affecting the situation, you are not able to get the answer to make a change or find the solution. This book helps you to understand credit, utilize credit at the times they are needed, how to add or get what you need to make a difference. A difference could be one small thing that can lead to huge successes in your credit financial life.